B2B or an employment contract (UoP): which pays more once you count everything?
B2B usually leaves more cash than a Polish employment contract (UoP). A 2026 worked example, what you give up, how to price it in, and the new PIP risk.
The basics
The words and registers every business in Poland runs into: NIP, REGON, PESEL, CEIDG, KRS, PKD.
JDG or sp. z o.o. in Poland: which should you choose?
JDG or sp. z o.o. in 2026: liability, ZUS, tax, accounting and closing side by side, when a company pays off, and which one a foreigner can open.
NIP, REGON, PESEL and KRS: which Polish number is which?
PESEL is you, NIP is your tax number, REGON the statistics number, KRS a company's. Who issues each, where each one goes, and NIP without a PESEL.
Unregistered activity in Poland: earning a little without a JDG (the 2026 quarterly limit)
Działalność nierejestrowana in 2026: earn up to 10,813.50 PLN a quarter with no CEIDG entry and no ZUS of your own. Who qualifies, what records to keep, how tax works.
What is a JDG in Poland? The sole trader, explained in plain English
A JDG is Poland's sole trader: you, registered as a business. Who can open one, what it costs in 2026, what you risk, and what you file each month.
Nothing matches that yet. Try a shorter word, or write to us and we will cover it.
Close every month without the hunt.
Drop documents in as they arrive. Komplet files them, checks them against your bank statement and tells you what is still missing. Free, for your Mac.
Mac only