Your documents and your accountant
Whether you need an accountant, what they need from you each month, what to keep and for how long, and how to hand it all over without the hunt.
14 articles, in orderStart reading
Guide 6 of 7
Ukrainian freelancers in Poland: what to read first
Your right to run a business in 2026, what changed on 5 March, a FOP back home, and the everyday rules for freelancers working for foreign clients.
Can a Ukrainian open a business in Poland in 2026? What changed on 5 March
Since 5 March 2026 not every Ukrainian in Poland can open a JDG. See who still can (PESEL UKR, CUKR), what happens to older JDGs, and your other options.
Living in Poland with a Ukrainian FOP: where do you pay tax?
Living in Poland with a Ukrainian FOP? When Poland taxes all your income, why the FOP can make you resident twice, the single tax, and ZUS.
Can a foreigner open a JDG in Poland? Who can, and how, in 2026
EU, EEA, Swiss and US citizens can open a JDG like a Pole. Other foreigners need a listed status. What you need first, the CEIDG form, and your first month.
Unregistered activity in Poland: earning a little without a JDG (the 2026 quarterly limit)
Działalność nierejestrowana in 2026: earn up to 10,813.50 PLN a quarter with no CEIDG entry and no ZUS of your own. Who qualifies, what records to keep, how tax works.
What is a JDG in Poland? The sole trader, explained in plain English
A JDG is Poland's sole trader: you, registered as a business. Who can open one, what it costs in 2026, what you risk, and what you file each month.
JDG or sp. z o.o. in Poland: which should you choose?
JDG or sp. z o.o. in 2026: liability, ZUS, tax, accounting and closing side by side, when a company pays off, and which one a foreigner can open.
Ulga na start and preferential ZUS: what you pay in your first 30 months
6 months of health-only ZUS, then 420.86 PLN a month for 24 months (2026). Who qualifies, what you give up, and what to file when the 6 months end.
Ryczałt, liniowy or skala: which tax form should you choose?
Ryczałt, liniowy or skala for a Polish JDG in 2026: the rates, the health contribution, a worked example of which one wins, and the deadline to choose.
Polish tax residency for foreigners: the 183-day rule and your income from abroad
When Poland taxes your worldwide income: the 183-day and centre-of-interests tests, tax treaties, the CFR-1 certificate, moving mid-year and digital nomads.
Profil Zaufany, mObywatel, eZUS (PUE ZUS), e-Urząd Skarbowy: logging in as a foreigner
Which login opens CEIDG, the tax office, ZUS and KSeF, how to get a Profil Zaufany without a Polish bank, and how to give your accountant access.
How much does an accountant cost in Poland (including one who speaks English)?
Typical 2026 monthly prices for a JDG and a sp. z o.o., the extra fees in the small print, English-speaking service, and what to put in the contract.
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